Just had a random thought about quitting smoking, and this is something I wish I had done the many times I have quit (for good now!).

We all know that smoking is a very expensive habit. The government imposes more taxes on tobacco, which causes more people to quit, which means the taxes are increased, and on and on, right? Currently, it is around $5 for a pack of premium cigarettes around here. So, my idea.

When you quit smoking, set up a daily transfer on your bank’s website for the amount of a pack of cigarettes from your checking account to a savings account.

If you smoke a pack a day, that would be $35 in a week. In one year, a very nice new plasma t.v. ($1820).

I am not saying that if you smoke you should quit, I don’t care what you do, but if you are quitting, I think it looks like a good motivator.